We provide consultative services and products for producers who are licensed to sell life insurance in Texas. At KMBSI, we pride ourselves in providing first rate service coupled with professional support. Whether it is term or permanent, disability, long term care insurance or annuities, we have the dedication and knowledge to service each of our clients and their particular needs.
Thirty Years !!!! Help us celebrate our thirtieth year serving the brokers of South and Central Texas. We continue to innovate even after 3 decades! The life insurance industry is ever-evolving. Never before, has the demographics of your clients and how they interact with you been so heavily weighted to the online world. However, building and maintaining personal relationships with your clientele is still a pivotal factor in the life insurance industry. Allow us the opportunity to provide you with new ideas and tools to enable you to keep pace in a rapidly changing market.
What You Should Do About Insurance Following a Divorce
In the face of divorce, making changes to insurance coverage may be overlooked.
A Look at Whole Life Insurance
Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.
Universal Life Insurance
Universal life insurance is permanent insurance with a flexible premium. Here's how it works.
Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.
For homeowners who think their property taxes are too high, there are ways to appeal.
Retirees traveling abroad need to know that their health insurance travels with them.
Important items to consider when purchasing condo insurance.
Those looking into environmentally minded home modifications may get a boost from Uncle Sam’s tax incentives.
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
Determine your potential long-term care needs and how long your current assets might last.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Assess how many days you'll work to pay your federal tax liability.
Estimate how much of your Social Security benefit may be considered taxable.
Use this calculator to estimate your capital gains tax.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Learn more about taxes, tax-favored investing, and tax strategies.
The importance of life insurance, how it works, and how much coverage you need.
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Despite recent tax-law changes, many Americans are expected to pay the AMT this year.
Do you have causes that you want to support with donations? Here are three tips.
Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?
If you have a family that relies on your income, it’s critical to know what their needs would be in the event of your death.
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Have you explored all of your choices when it comes to managing your taxable income?