We provide consultative services and products for producers who are licensed to sell life insurance in Texas. At KMBSI, we pride ourselves in providing first rate service coupled with professional support. Whether it is term or permanent, disability, long term care insurance or annuities, we have the dedication and knowledge to service each of our clients and their particular needs.
Thirty Years !!!! Help us celebrate our thirtieth year serving the brokers of South and Central Texas. We continue to innovate even after 3 decades! The life insurance industry is ever-evolving. Never before, has the demographics of your clients and how they interact with you been so heavily weighted to the online world. However, building and maintaining personal relationships with your clientele is still a pivotal factor in the life insurance industry. Allow us the opportunity to provide you with new ideas and tools to enable you to keep pace in a rapidly changing market.
Insurance Needs Assessment:When You're Married With Children
When you’re married and have children, insurance needs will be different.
Does Your Credit Score Affect Your Insurance Rates?
Your credit score may influence how much you pay for auto and home insurance.
Keep Your Umbrella Handy
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.
Learn when it may not make sense to file a claim on your home insurance.
If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.
90% of small businesses in the U.S. don't protect their data from cyber attacks. Is your business at risk?
Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.
Do your insurance needs stay the same when the nest empties?
Estimate how much you have the potential to earn during your working years.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Determine your potential long-term care needs and how long your current assets might last.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
The importance of life insurance, how it works, and how much coverage you need.
The chances of needing long-term care, its cost, and strategies for covering that cost.
What is your plan for health care during retirement?
Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?
If your family relies on your income, it’s critical to know what their needs would be in the event of your death.